← Back to Blog
Local Living
How have Framingham property tax rates and typical annual tax bills changed this year compared to October 2025
By Jessica Ortega, Realtor
RE Lic.# 9553839
October 7, 2026 · 4 min read
How have Framingham property tax rates and typical annual tax bills changed this year compared to October 2025. This post walks through the official Framingham tax rate figures, how to estimate your 2026 bill, what to check on your property record card, and where to verify changes yourself.

1. Official Framingham tax rates and where to find them
City-published rate table
2. Estimate your 2026 annual tax bill in practical steps
Quick answer. Multiply your property's assessed value by the tax rate per $1,000, then subtract any exemptions. This gives the rough annual tax bill for the fiscal year that includes October 2026.
Pull assessed value
Where to check. Find your assessed value on Framingham s online property search or on your property tax bill. The assessed value is the figure the city uses to calculate tax, not necessarily market value.
Apply the tax rate
The math, explained. If the published rate is R dollars per $1,000, divide your assessed value by 1,000 then multiply by R. For example, an assessed value of $500,000 and a rate of R gives a bill of 500 times R before exemptions or residential factors.
3. What to compare between October 2025 and October 2026
Direct comparison points. To answer how things changed, pull three figures: the official tax rate for the fiscal year covering October 2025, the official tax rate for the fiscal year covering October 2026, and your assessed value on each date.
Rate per thousand comparison
What to look for on the city page. Use the City of Framingham s Current and Historic Fiscal Year Tax Rates table to copy the residential rate for both years. With those two numbers and your assessed values you can compute two annual bills and see the numeric difference.
Assessed value changes
Assessed versus market. Even if the official rate does not change, differences in assessed values between October 2025 and October 2026 will alter a property s bill. Check parcel notes for revaluations, new construction addenda, or recent sales recorded on the property record card.
4. Local factors in Framingham that affect bills
Framingham specifics matter. Housing types in Framingham range from downtown condos near the MBTA commuter rail to single family Colonial and Cape style homes on quarter acre lots in southern neighborhoods. These physical differences influence assessed values and the way bills move from year to year.
New construction and parcel changes
What to watch for. Large new developments, additions that increase living area, or subdivision of lots will usually show up on the property record card with valuation changes. In Framingham, projects near downtown, along Route 9, and around Saxonville have been most likely to trigger updates.
Typical lot sizes and housing types
Local context. Smaller condominium units around Framingham Centre and downtown will have lower assessed values than detached single family homes in western and southern sections of the city, which changes the dollar size of annual tax bills even when rates are similar.
5. How to verify and appeal your bill
Start with the assessor s office. If the numbers you compute do not match your tax bill, contact the Framingham Assessor s Office for the property record card and an explanation of any exemptions, residential factors, or overlay use that affected your bill.
Steps to question an assessment
Practical steps. Request the property record card, check comparable sales on the card and the registry, gather photos and permits for recent work, and file a written appeal with the Board of Assessors by the deadline published on the bill or city site.
Key documents to bring
Bring evidence. Include recent purchase contracts, comparable listings or sales from Framingham or adjoining towns, building permits, and photos showing condition differences. These make a faster, more productive meeting with the assessor or the board.
6. Practical examples and resources to check
Where to verify numbers yourself. Use the City of Framingham s rate table for the official rates, pull your assessed value from your property record card or bill, and for context consult statewide lists of rates like the Lamacchia Realty page showing highest and lowest Massachusetts rates.
Example checklist. Copy the residential rate for October 2025 and October 2026 from the city table, note your assessed values on those dates, compute two bills using the formula in section 2, and compare the results line by line.
- Copy official rate for October 2025
- Copy official rate for October 2026
- Note assessed value on each date
- Compute both bills and list exemptions or overlays applied
Local help. If you want hands-on help pulling the right city documents or running the comparison for a specific Framingham property, I m Jessica Ortega, a local real estate agent. I can pull parcel records, point you to recent comparable sales in neighborhoods like Saxonville, Framingham Centre, or along Route 9, and walk you through a formal assessment appeal if needed.
FAQ
How do I find the exact tax rate Framingham used for October 2025 and October 2026?
Check the City of Framingham s Current and Historic Fiscal Year Tax Rates page for the published residential rates for the fiscal years that include each October. Copy the residential rate per $1,000 for the relevant fiscal year, then use your assessed values for the same dates to compute bills.
Do exemptions change my comparison between years?
Yes, exemptions such as veteran, senior, or low income exemptions apply to the bill after the basic calculation. Confirm which exemptions were applied in each year by reviewing the property bill or contacting the Assessor s Office so your comparison is apples to apples.
Where can I see the property record card for my Framingham home?
Request the property record card from the Framingham Assessor s Office or use the city s online property search when available. The record card shows assessed values, building details, permit history, and notes about recent valuation changes that explain year to year differences.