What Is the Average Home Price in Caddo Mills Texas Right Now in September 2026

The median home sale price in Caddo Mills, Texas is currently sitting in the low-to-mid $300,000s as of September 2026. Most closed transactions this month are falling between roughly $285,000 and $370,000, with outliers on both ends depending on acreage and upgrades. That range reflects the broad mix of housing stock here, from modest three-bedroom homes built in the early 2000s to newer construction with open floor plans and larger lots.

Median Sale Price Right Now

The median sale price in Caddo Mills is approximately $315,000 in September 2026. That figure represents the midpoint of all closed sales, meaning half of homes sold above it and half below. It is a more reliable benchmark than the average sale price, which can be skewed upward by a handful of large acreage properties selling in the $500,000 to $700,000 range. You can cross-reference live transaction data on Redfin's Caddo Mills housing market page, which tracks median sale price, price reductions, and sale-to-list ratios updated regularly.

Price Per Square Foot

Price per square foot is one of the cleanest ways to compare value across different home sizes. In Caddo Mills right now, finished homes are selling for roughly $155 to $180 per square foot. Newer builds with granite countertops, stainless appliances, and covered patios tend to land at the top of that band. Older homes from the late 1990s and early 2000s, especially those that have not been updated, are trading closer to $145 to $155 per square foot. Homes on half-acre or larger lots sometimes command a premium over the per-square-foot rate because lot size carries its own value in this market.

How Caddo Mills Compares to Nearby Hunt County

Caddo Mills sits in the western corner of Hunt County, roughly 35 miles northeast of downtown Dallas via US-380. Compared to Royse City, which borders Caddo Mills to the south in Rockwall County, prices in Caddo Mills tend to run somewhat lower per square foot, partly because Rockwall County has historically carried a price premium and partly because Caddo Mills has more older inventory. Compared to Greenville, the Hunt County seat located about 25 miles to the east, Caddo Mills prices are generally higher, reflecting its closer proximity to the DFW metro. That positioning makes Caddo Mills a practical middle ground for buyers who want acreage or elbow room without paying Rockwall County prices.

2. What the Average Home Price in Caddo Mills Buys You

Price ranges in Caddo Mills correspond fairly predictably to what you get in terms of size, lot, and finish level. Understanding what each price tier delivers helps you set realistic expectations before you start scheduling showings.

Entry-Level and Starter Homes

Homes priced between $230,000 and $275,000 in Caddo Mills are typically three-bedroom, two-bathroom properties with 1,200 to 1,600 square feet of living space. Many of these were built between 1995 and 2008 and sit on city lots of roughly a quarter acre. Kitchens and bathrooms in this range are often original, so buyers should budget for updates. These homes are generally located on streets like FM 36, or in older sections of town closer to the Caddo Mills city limits, where the grid-style streets and mature trees give the area a settled, established feel. If you are exploring the buying process for the first time, the first-time home buyer guide for Caddo Mills on this site walks through costs and timelines in detail.

Mid-Range Homes in Established Subdivisions

The $285,000 to $370,000 range is the most active tier in Caddo Mills right now. Homes here typically run 1,700 to 2,400 square feet with three or four bedrooms, two or more bathrooms, and attached two-car garages. Lots in this range often fall between a quarter acre and half an acre. Subdivisions like Caddo Mills Ranch and similar planned communities built during the 2010s account for a large share of inventory in this price band. These homes frequently feature brick or stone exteriors, covered back patios, and open-concept living and kitchen areas. Many have been updated with LVP flooring, quartz or granite countertops, and stainless appliances.

If you are curious about what new construction options exist in this price range, the article on new housing developments and subdivisions being built in Caddo Mills covers active builders and current phase pricing.

Larger Homes and Acreage Properties

Above $400,000, Caddo Mills starts delivering something that is very hard to find this close to Dallas: genuine acreage. Homes in the $400,000 to $600,000 range often come with one to five acres, giving buyers room for a shop, a barn, horses, or simply a large buffer between neighbors. Square footage in this tier typically runs 2,200 to 3,500 square feet. Custom builds and semi-custom homes on rural tracts along roads like CR 2372 or near the Lake Tawakoni corridor represent the upper end of the Caddo Mills market. Properties above $600,000 are almost exclusively rural acreage tracts with custom homes or land with significant improvements. For a deeper look at land-specific pricing, the Caddo Mills land real estate market guide covers raw land values and what to expect when buying rural tracts.

3. What Is Driving Caddo Mills Home Prices in September 2026

Several specific forces are shaping the average home price in Caddo Mills Texas right now. Understanding them helps buyers know when to move quickly and helps sellers understand how to price competitively.

New Construction Activity

Builder activity in and around Caddo Mills has remained steady through 2026. Several builders are actively closing out phases of subdivisions along the US-380 corridor, with new construction base prices generally starting in the low $300,000s for homes around 1,800 square feet. When new construction is available at or near the median resale price, it creates competitive pressure on older resale homes, which must be priced sharply or offer meaningful upgrades to compete. Buyers in the mid-range tier often weigh a newer build with a builder warranty against a resale home with mature landscaping, an established neighborhood feel, and possibly a larger lot.

Demand From the DFW Corridor

Caddo Mills sits about 35 miles northeast of Dallas, which puts it within commuting distance of major employment centers in Garland, Plano, Frisco, and McKinney. The US-380 corridor has become a meaningful growth artery, and buyers priced out of Collin County or Rockwall County have been looking east toward Hunt County for more home and more land per dollar. That migration of demand has kept Caddo Mills prices from softening significantly even as mortgage rates have remained elevated through much of 2025 and into 2026. Buyers relocating from outside Texas, particularly from higher-cost metros, also find the price-per-square-foot comparison favorable even at current interest rate levels. If you are relocating from out of state, the guide on who to hire in Caddo Mills if you are relocating from out of state covers what to look for in a local agent.

Inventory and Days on Market

Inventory in Caddo Mills remains relatively tight by historical standards, with the active listing count typically running between 30 and 60 homes at any given time. Homes priced correctly for their condition are selling within 20 to 35 days on market. Homes that are overpriced relative to comparable sales are sitting longer, sometimes 60 to 90 days, before sellers adjust. That split tells you the market is balanced but not forgiving of aggressive pricing. Buyers have slightly more room to negotiate than they did during the peak of 2022 and 2023, but well-maintained homes in the $300,000 to $350,000 range still attract multiple inquiries within the first week of listing.

4. How Home Prices Have Shifted Over the Past Year

Comparing September 2026 prices to September 2025 gives a clearer picture of where the Caddo Mills market is heading. The year-over-year movement is moderate rather than dramatic, which is consistent with what is happening across most of the outer DFW ring.

Year-Over-Year Price Movement

Median sale prices in Caddo Mills are up approximately 3 to 5 percent compared to September 2025. That is a slower pace than the 8 to 12 percent annual gains seen during 2021 and 2022, but it represents continued appreciation rather than a decline. The moderation reflects higher mortgage rates cooling some buyer urgency, offset by continued in-migration from higher-cost Texas metros. You can track the most current figures on Zillow's Caddo Mills home values page, which updates its Home Value Index monthly.

What Sellers Are Experiencing

Sellers in Caddo Mills right now are generally achieving close to their asking price when they list at market value. Sale-to-list price ratios are running around 97 to 99 percent for homes priced accurately from the start. That means a home listed at $320,000 is typically closing somewhere between $310,400 and $316,800. Sellers who list above comparable sales hoping for a high offer are more often experiencing price reductions of $5,000 to $15,000 after 30 or more days on market, which can actually net less than a well-priced listing would have from day one.

What Buyers Are Experiencing

Buyers in September 2026 have more options than they did two years ago, but the best-priced homes still move quickly. Interest rates have softened somewhat from their 2023 peaks but remain elevated enough that monthly payment sensitivity is real for most buyers. A $315,000 purchase at a 6.75 percent 30-year fixed rate with 10 percent down produces a principal and interest payment of roughly $1,840 per month, not counting taxes, insurance, and HOA if applicable. Buyers who have been pre-approved and know their target price range are in a much stronger position to act when the right home appears. The article on buying a home in Caddo Mills Texas covering process, costs, and timeline walks through every step from pre-approval to closing.

5. How to Use This Data When Buying or Selling in Caddo Mills

Knowing the average home price in Caddo Mills Texas is a starting point, not a finish line. The median tells you where the market sits broadly, but your specific situation requires a much more granular look at comparable sales in the right subdivision, at the right square footage, with the right lot size and condition.

Pricing a Home to Sell

If you are selling in Caddo Mills right now, the single most important decision you will make is your list price. Overpricing by even 3 to 5 percent above what comparable sales support can cause a home to sit long enough that buyers start wondering what is wrong with it. A comparative market analysis pulls the last 90 to 180 days of closed sales in your immediate area, adjusts for square footage, lot size, age, condition, and upgrades, and produces a defensible price range. The median of $315,000 is a useful anchor, but a home with a new roof, updated kitchen, and half-acre lot in a subdivision with no HOA will price differently than a home with original fixtures on a standard city lot.

For a full breakdown of what sellers should expect in terms of timeline and net proceeds, the article on selling a home in Caddo Mills Texas covering pricing, timeline, and what to expect is worth reading before you list.

Making a Competitive Offer as a Buyer

As a buyer, the median price tells you what the typical Caddo Mills home costs, but your offer needs to reflect what that specific home is worth compared to recent comparable sales. Coming in at or near list price on a well-priced home is reasonable in the current market. Coming in 5 to 8 percent below list on a home that has been on the market for only a week is likely to be declined outright. Conversely, on a home that has sat for 45 or more days and already had a price reduction, there may be room to negotiate 2 to 4 percent below the current asking price. Your agent should pull a fresh set of comps before you write any offer so your number is grounded in data, not the asking price alone.

Buyers who want to see what is currently listed and pending in Caddo Mills can browse active inventory on HAR.com's Caddo Mills listings page, which pulls directly from the Texas MLS and updates multiple times daily.