What Is the Average Home Price in Haverhill Massachusetts Right Now in September 2026

The median home sale price in Haverhill, Massachusetts sits at approximately $430,000 to $445,000 in September 2026. That figure represents closed sales across all residential property types, including single-family homes, condominiums, and multi-family buildings. It has risen roughly 6 to 8 percent compared to September 2025, continuing a trend that has held through most of 2026 despite mortgage rates remaining elevated.

For a broader picture of where these numbers come from, you can review live market data on Redfin's Haverhill housing market page, which tracks median sale price, days on market, and sale-to-list ratios updated regularly. Cross-referencing multiple sources gives you the most reliable read on where the market stands.

Median vs. Average: Why Both Numbers Matter

The median price and the average price tell different stories. The median is the middle value when all sales are sorted from lowest to highest, which makes it resistant to being skewed by a handful of high-end or distressed sales. The average, by contrast, pulls higher when luxury properties or large multi-families close in the same month. In Haverhill, the average sale price in September 2026 is closer to $460,000 to $475,000, lifted by a cluster of renovated colonials and newer construction in the Bradford area and along the Merrimack River waterfront.

For most buyers and sellers, the median is the more useful benchmark. It tells you what a typical Haverhill home actually sold for, not what happens when a waterfront property closes at $750,000 and pulls the average up.

How Haverhill Compares to Nearby Cities

Haverhill sits at a notable price point relative to its neighbors. Andover, located about 8 miles to the south, carries a median price well above $700,000 for single-family homes. Methuen, which borders Haverhill to the west, runs in the $450,000 to $480,000 range for comparable properties. Amesbury to the north is tracking close to Haverhill at around $430,000 to $450,000. This context matters because many buyers considering Haverhill are also looking at these surrounding communities, and the price gap relative to Andover is one of the reasons Haverhill continues to draw significant buyer interest.

2. Price Breakdown by Property Type

Haverhill's housing stock is genuinely diverse, which means the price you should expect depends heavily on what type of property you are buying or selling. The city has everything from 1800s mill-era triple-deckers near downtown to newer subdivisions in Bradford and large colonial-style homes on quiet cul-de-sacs in the western neighborhoods.

Single-Family Homes

Single-family homes are the most active segment of the Haverhill market in September 2026. The median sale price for a detached single-family home is running between $460,000 and $490,000 this month. Entry-level single-families, typically smaller capes and ranches built in the 1950s through 1970s on lots of 6,000 to 10,000 square feet, are coming in around $380,000 to $420,000. Larger colonials with four bedrooms, two-car garages, and updated kitchens in neighborhoods like Bradford are pushing $550,000 to $620,000 or higher when they are in move-in condition.

Condos and Townhomes

Condominiums in Haverhill offer a lower entry point into the market. The median condo sale price in September 2026 is approximately $290,000 to $320,000. Units in converted mill buildings near downtown, which often feature exposed brick, high ceilings, and open floor plans, tend to cluster in the $270,000 to $340,000 range depending on square footage and floor. Newer townhome-style condos, particularly those built after 2010 in Bradford and along Route 125, are priced higher, often between $340,000 and $400,000, and frequently include attached garages and private outdoor space.

Multi-Family Properties

Two-family and three-family homes remain a significant part of Haverhill's inventory. The city's triple-deckers, many of them built in the early 1900s near the Merrimack River and the old shoe-manufacturing district, are trading in the $480,000 to $580,000 range as of September 2026. Well-maintained two-families in Bradford or Ayer's Village typically close between $430,000 and $520,000. Buyers purchasing multi-families as owner-occupants often use rental income from the other unit to offset carrying costs, which has kept demand for this property type steady even as interest rates have stayed higher than the historic lows seen in 2020 and 2021.

3. Neighborhood Price Ranges Across Haverhill

Haverhill spans about 35 square miles, and prices vary meaningfully from one part of the city to another. Understanding where prices land in specific neighborhoods helps buyers set realistic expectations and helps sellers price their home accurately from the start.

Bradford and the Merrimack River Corridor

Bradford is one of Haverhill's most established residential sections, sitting south of the Merrimack River. Single-family homes here range broadly from $420,000 for a modest cape on a standard lot to $650,000 or more for a larger colonial with a finished basement and updated systems. Bradford also has its own commuter rail stop on the MBTA Haverhill Line, which puts Boston's North Station roughly 55 to 65 minutes away by train. Properties within a short walk of the Bradford station have commanded a consistent premium over the past two years.

Along the Merrimack River itself, a handful of waterfront and water-view properties push the top of the market. These homes, often on larger lots with private docks or deeded water access, have sold in the $600,000 to $800,000 range in 2026. They represent a small slice of total inventory but pull the neighborhood average up noticeably.

Ayer's Village and West Haverhill

The western sections of Haverhill, including Ayer's Village and the neighborhoods approaching the Groveland town line, tend to feature larger lot sizes and more suburban spacing between homes. Single-family homes in this corridor are pricing between $430,000 and $540,000 in September 2026, with the higher end reserved for properties with half-acre or larger lots, three-car garages, or significant recent renovations. The area is roughly 5 to 8 miles from the Haverhill commuter rail station, so most residents here commute by car to Route 495 or I-93.

Downtown Haverhill and Ward Hill

Downtown Haverhill has undergone significant reinvestment over the past decade, with the Haverhill commuter rail station at its center and Washington Street as the main commercial spine. Condos and converted mill units near downtown are the dominant property type, pricing in the $260,000 to $360,000 range. The area is walkable to the train, to Wingate Street restaurants and shops, and to the Haverhill Public Library on Main Street. Ward Hill, which climbs north of downtown, has a mix of older Victorian-era single-families and smaller capes, generally pricing between $370,000 and $480,000 depending on condition and lot.

4. What Is Driving Home Prices in Haverhill in 2026

Prices do not move in a vacuum. Several specific local and regional factors are shaping what homes cost in Haverhill right now.

Commuter Rail Access and Boston Proximity

Haverhill's two MBTA commuter rail stations, one in downtown Haverhill and one in Bradford, are a primary driver of buyer demand. Boston's North Station is approximately 35 miles south, and the train ride runs roughly 55 to 70 minutes depending on the express schedule. For buyers priced out of communities closer to Boston, Haverhill offers a meaningful cost advantage while keeping a train commute viable. This dynamic has sustained demand from Boston-area workers throughout 2026, even as remote and hybrid work schedules have shifted some commuting patterns.

Housing Supply and Inventory Levels

Inventory in Haverhill remains tight in September 2026. Active listings across all property types are running at roughly 1.5 to 2 months of supply, well below the 4 to 6 months that would indicate a balanced market. New construction has added some inventory, particularly in the Bradford and Ayer's Village corridors, but not enough to close the gap between the number of buyers and the number of available homes. This supply constraint is the single biggest reason prices have continued to climb even as mortgage rates have stayed elevated.

For a current look at active inventory and listing trends, Zillow's Haverhill market overview tracks the number of homes for sale, median list price, and how quickly properties are moving. Checking this alongside closed sale data gives you the most complete picture of current conditions.

Interest Rates and Buyer Demand

Mortgage rates have stayed in the mid-to-upper 6 percent range through most of 2026, which has slowed some buyer activity compared to the frenzy of 2021 and 2022 but has not stopped it. Buyers who have been waiting for rates to drop significantly have largely accepted that the current rate environment is the new normal, and many are moving forward rather than waiting. This has kept demand steady enough to sustain price growth in Haverhill, even if the pace of appreciation has moderated from the 15 to 20 percent annual gains seen in 2021.

5. What These Numbers Mean for Buyers and Sellers Right Now

Knowing the average home price in Haverhill Massachusetts in September 2026 is only useful if you know what to do with that information. Here is how buyers and sellers should be thinking about these numbers.

Advice for Buyers Entering the Haverhill Market

Get pre-approved before you start touring homes. With inventory this low, well-priced homes in Haverhill are still receiving multiple offers within the first week of listing. A pre-approval letter from a lender gives you the credibility to move quickly when you find the right property. Budget for a purchase price at or above the median, and be prepared for the possibility that your offer will need to be at or above list price to be competitive, particularly for single-family homes under $500,000.

Consider the full cost of ownership, not just the purchase price. At a $450,000 purchase price with a 20 percent down payment, a mortgage at 6.75 percent carries a monthly principal and interest payment of approximately $2,335. Add in Haverhill's property tax rate, which has been running around $12 to $14 per thousand of assessed value, and homeowners insurance, and the total monthly cost for a median-priced home lands in the $3,000 to $3,400 range before any HOA fees.

Advice for Sellers Pricing Their Home in September 2026

Pricing accurately from day one is more important than ever. Overpriced homes are sitting longer in September 2026 than they were in 2021 and 2022, and price reductions signal weakness to buyers. A comparative market analysis based on actual closed sales in your specific neighborhood, not just city-wide averages, will give you the most reliable starting point. Homes that are priced correctly and presented well are still selling at or above list price in Haverhill, but the margin for error on pricing has narrowed compared to a few years ago.

Timing also matters. September is historically one of the stronger months for seller activity in the Merrimack Valley. Buyers who paused their search over the summer are re-entering the market, and inventory remains low enough that a well-prepared listing can generate strong interest quickly. If you are considering selling your Haverhill home, this month presents a genuine window of opportunity before the market typically slows heading into November and December.