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What Are the CTA Train Commute Times from Beverly Chicago to the Loop During Morning Rush Hour
By Ani Ani
September 11, 2026 · 10 min read
If you are researching Beverly Chicago as a place to buy a home, the morning commute to the Loop is one of the first practical questions to answer. The CTA train commute times from Beverly Chicago to the Loop during morning rush hour typically run between 35 and 55 minutes depending on which station you board and where in the Loop you are headed. This article breaks down the exact route, station options, schedules, and everything else a prospective buyer or renter needs to know before making a move to Beverly.

1. The Route: How Beverly Connects to the Loop
Beverly is served by the Metra Electric District Line and the Rock Island District Line, not the CTA L system. This is the single most important clarification for anyone researching the commute. When people ask about CTA train commute times from Beverly Chicago to the Loop during morning rush hour, they are almost always referring to Metra commuter rail, which is the primary rapid transit option connecting Beverly to downtown Chicago. The CTA does not run an L line through Beverly itself, though CTA bus routes do operate in the area and can connect riders to L stations further north.
The Metra Electric vs. the Rock Island District Line
Two Metra lines serve Beverly, and they terminate at different Loop stations. The Metra Electric District Line (ME) runs along the eastern edge of Beverly and terminates at Millennium Station at 151 E. Randolph Street, which puts you steps from Millennium Park, the Art Institute, and the heart of the central business district. The Rock Island District Line (RI) runs through the western portion of Beverly and terminates at LaSalle Street Station at 414 S. LaSalle Street, which is ideal for riders heading to the financial district, the federal courts, or the southern end of the Loop.
Which Line Actually Serves Beverly
Beverly spans roughly between 87th Street and 107th Street, west of Western Avenue and east of the Cal-Sag Channel. The Rock Island District Line runs directly through the neighborhood with stations at 91st Street (Beverly Hills), 95th Street, 99th Street, 103rd Street (Beverly Hills), 107th Street, and 111th Street. The Metra Electric Line stations at 91st, 95th, and 103rd Street are located further east near Stony Island Avenue, making them more convenient for residents on Beverly's eastern edge. Most Beverly residents use the Rock Island line because the stations sit closer to the residential core of the neighborhood.
2. CTA Train Commute Times from Beverly Chicago to the Loop During Morning Rush Hour
The train ride from Beverly to the Loop takes between 35 and 55 minutes depending on your boarding station and the specific train. Trains on the Rock Island District Line that originate further south run express through some stops, which can shave several minutes off the trip. Trains that stop at every station between Beverly and LaSalle Street run closer to the 50 to 55 minute mark from the southernmost Beverly stations. Riders boarding at 91st Street, the northernmost Beverly stop on the Rock Island line, typically reach LaSalle Street Station in approximately 35 to 40 minutes on a morning express train.
Station-by-Station Departure and Arrival Times
Here are the approximate travel times from each Beverly Rock Island station to LaSalle Street Station during morning rush hour, based on current Metra schedules as of September 2026:
- 91st Street (Beverly Hills): approximately 35 to 40 minutes to LaSalle Street Station on express trains; 42 to 46 minutes on local trains.
- 95th Street: approximately 38 to 44 minutes to LaSalle Street Station depending on the specific departure.
- 99th Street: approximately 40 to 46 minutes to LaSalle Street Station. This is one of the busiest Beverly boarding stations.
- 103rd Street (Beverly Hills): approximately 43 to 49 minutes to LaSalle Street Station on morning trains.
- 107th Street: approximately 46 to 52 minutes to LaSalle Street Station.
- 111th Street (Morgan Park border): approximately 49 to 55 minutes to LaSalle Street Station on morning departures.
These figures reflect train travel time only. Add your walk to the station and any transfer time on the downtown end and the full door-to-door commute from a Beverly home to a Loop office typically falls between 50 minutes and 70 minutes. That is a realistic number to use when evaluating the neighborhood. You can verify current schedules and exact departure times directly on the Metra website or through the Ventra app, both of which show real-time train status during rush hour.
How Frequency Changes During Rush Hour
During morning rush hour, roughly 6:00 a.m. to 9:00 a.m., the Rock Island District Line runs trains approximately every 15 to 30 minutes from Beverly stations. The busiest window is between 7:00 a.m. and 8:30 a.m., when inbound trains depart Beverly stations every 15 to 20 minutes. Outside of rush hour, service drops to roughly one train per hour, which is an important consideration if your work schedule involves irregular hours or late arrivals. Riders who commute on a fixed 9-to-5 schedule will find the morning service frequency very workable.
For a broader picture of how Beverly's transit access compares across Chicago neighborhoods, this overview of commute distances from major Chicago neighborhoods to the L is a useful reference point when you are comparing options across the city.
3. Walking Distance to Beverly Stations and What to Expect
Most Beverly residents are within a 5 to 15 minute walk of a Rock Island station. The neighborhood's street grid is regular and flat, which makes walking to the station straightforward year-round except during heavy winter snowfall. Beverly is not a dense urban neighborhood, so the walk to the station typically takes you through quiet residential blocks lined with brick bungalows, two-flats, and larger single-family homes rather than through commercial corridors.
Station Locations and Surrounding Streets
The Rock Island stations in Beverly sit along the rail corridor that runs roughly parallel to Longwood Drive, one of the neighborhood's most photographed streets because of its Victorian-era and Prairie-style homes. The 99th Street station, for example, is located near the intersection of 99th and Longwood, putting it within easy reach of homes on Prospect Avenue, Longwood Drive, and the surrounding blocks. The 103rd Street station is close to the Ridge Historic District, where you will find some of the most architecturally distinctive homes in the entire neighborhood. Riders at these stations board on a simple platform with shelter, and the boarding process is straightforward.
Parking, Bikes, and First-Mile Options
Several Beverly stations have small parking areas, though they fill early on weekday mornings. If you drive to the station, plan to arrive by 7:00 a.m. or earlier during peak commuting weeks. Biking to the station is practical for many Beverly addresses given the flat terrain, and the neighborhood's residential streets carry relatively light weekday traffic. CTA bus routes, including the 103 and the 111, also connect parts of Beverly to the rail stations and to the Red Line further north, giving commuters who live further from a Metra stop an alternative first-mile option.
For a detailed look at transit options between specific Beverly streets and the Loop, including bus and walk combinations, Rome2rio's Beverly to Chicago Loop transit guide shows multiple routing options with estimated times that you can filter by departure time.
4. How Beverly's Commute Compares to Other South Side Neighborhoods
A 35 to 55 minute train ride from Beverly to the Loop is consistent with commutes from other well-established South Side neighborhoods that sit 10 to 14 miles from downtown. Hyde Park, which sits closer to the Loop at roughly 7 miles out, produces commutes of 25 to 35 minutes on the Metra Electric Line. Beverly sits further south, so the additional 10 to 20 minutes of train time reflects the geographic distance rather than any gap in service quality. Neighborhoods further north on the Red Line, like Lincoln Square or Edgewater, can produce comparable or longer door-to-door commutes once you factor in L frequency, transfers, and the slower speed of CTA rail compared to Metra express trains.
Total Door-to-Door Time in Real Terms
A realistic door-to-door commute from a Beverly home to a Loop office building runs 55 to 75 minutes in total. That includes a 5 to 15 minute walk to the station, a 35 to 55 minute train ride, and a 5 to 10 minute walk from LaSalle Street Station or Millennium Station to your office. This is a longer commute than what you get from neighborhoods closer to downtown, and it is worth factoring into your daily schedule honestly before you commit to a home purchase in Beverly.
What the Commute Means for Home Buyers
Buyers who work in the Loop five days a week and value a shorter commute above all else may find Beverly's distance from downtown a meaningful trade-off. Buyers who work hybrid schedules, commuting two or three days per week, often find that the longer train ride is easy to manage when it only happens a few times a week. The train ride itself is on a comfortable commuter rail car with seating, not a standing-room-only L car, which many Beverly commuters describe as a genuine quality-of-life difference. If you are evaluating multiple Chicago neighborhoods for a home purchase, it helps to think about commute time alongside housing prices and the type of home you can buy at a given budget.
If you are still deciding between several Chicago neighborhoods, the 2026 Chicago Buyer's Guide on this site covers how to compare neighborhoods by price, transit access, and housing type so you can narrow your search before you start touring homes.
5. Living in Beverly: Housing, Prices, and What the Neighborhood Offers
Beverly is one of Chicago's most architecturally distinct neighborhoods, with a housing stock that ranges from Chicago bungalows and brick two-flats to large Victorian homes and Prairie-style residences along Longwood Drive. The neighborhood sits on a glacial ridge, which gives it a gently elevated topography that is unusual for Chicago's otherwise flat South Side. Lot sizes in Beverly tend to be larger than what you find in denser neighborhoods closer to downtown, and many homes include full basements, detached garages, and mature trees on the property.
Housing Stock and Price Ranges in September 2026
As of September 2026, single-family homes in Beverly are selling in a range of approximately $280,000 to $650,000, with the median sale price for detached single-family homes sitting around $380,000 to $420,000 depending on the block and condition of the property. Larger Victorian and Prairie-style homes on Longwood Drive and Prospect Avenue can list above $600,000 when they are fully updated. Brick bungalows, which are the most common housing type in the neighborhood, typically sell between $280,000 and $380,000 in their standard configuration. Two-flats and multi-unit buildings also appear in Beverly's inventory, often priced between $350,000 and $500,000, and they attract buyers who want to offset their mortgage with rental income.
These price points are notably lower than comparable square footage in neighborhoods closer to the Loop, which is part of what draws buyers to Beverly despite the longer commute. For context on how Beverly's prices compare to other Chicago neighborhoods currently seeing buyer activity, the market data in the Logan Square average home price update for September 2026 shows what similar budgets look like in a North Side neighborhood with a shorter L commute to the Loop.
Parks, Retail, and Local Landmarks
Beverly's commercial center runs along 103rd Street and Western Avenue, where you will find local restaurants, coffee shops, a hardware store, and a mix of independent and national retailers. Givins Irish Castle at 103rd and Longwood is one of Chicago's more unusual landmarks, a full stone castle built in 1886 that now serves as a community event space. Beverly Arts Center on Western Avenue hosts visual arts exhibitions, theater productions, and classes throughout the year. Nearby parks include Caldwell Woods and the Beveridge Park field house, and the neighborhood is directly adjacent to the Metra corridor's green space that runs along the ridge.
Beverly also borders Morgan Park to the south, which shares a similar housing stock and some of the same Metra stations, giving buyers who are open to either neighborhood a wider inventory to consider within the same commute range. The Ridge Historic District, which runs through parts of both Beverly and Morgan Park, is listed on the National Register of Historic Places and contains some of the most architecturally significant residential blocks on Chicago's South Side.
FAQ
Does the CTA L train serve Beverly Chicago directly?
No, the CTA L system does not run a rail line through Beverly. The neighborhood is served by Metra commuter rail on the Rock Island District Line and, on its eastern edge, the Metra Electric District Line. CTA buses do operate in Beverly and can connect riders to the Red Line further north, but the fastest and most direct transit route to the Loop is Metra. When people ask about CTA train commute times from Beverly Chicago to the Loop during morning rush hour, they are typically referring to Metra service, which is the practical equivalent of rapid transit for this neighborhood. The Ventra card, which works on both CTA and Metra, can be used to pay Metra fares with a transit benefit account.
How much does the Metra commute from Beverly to the Loop cost in 2026?
As of September 2026, Metra fares from Beverly stations to the Loop are based on a zone system. Beverly stations fall in Zone F on the Rock Island District Line, and a one-way fare from Zone F to the Loop is approximately $5.00 to $5.50 per trip. Monthly passes for Zone F riders cost roughly $165 to $175 per month, which is a meaningful ongoing cost to factor into your housing budget. Metra also offers 10-ride tickets at a slight discount compared to buying single-ride fares. Exact pricing should be confirmed directly on the Metra website, as fares are subject to periodic adjustment.
Is the Beverly commute to the Loop manageable if I work in the financial district?
Yes, the Rock Island District Line terminates at LaSalle Street Station at 414 S. LaSalle Street, which is located directly in Chicago's financial district and within walking distance of the Board of Trade, the Federal Reserve Bank, and most of the major financial office towers on LaSalle and Adams Streets. For riders working in this specific part of the Loop, the Rock Island Line is actually the most direct transit option available, delivering them to the heart of the financial corridor without a transfer. The total train ride from 99th Street in Beverly to LaSalle Street Station runs approximately 40 to 46 minutes during morning rush hour on most departures. Adding the walk on both ends, a realistic door-to-door time from a Beverly home to a LaSalle Street office is 55 to 65 minutes.